Protecting your privacy is very important to us. We want you to understand what information we collect and how we use it. We collect and use "nonpublic personal information in order to provide our customers with a broad range of insurance products and services as effectively and conveniently as possible. We treat nonpublic personal information in accordance with our privacy policy."

What Information We Collect and From Whom We Collect It

We may collect nonpublic personal information about you from the following sources:

• Information we receive from you on your application or other forms
• Information about your transactions with us
• Information we receive from non-affiliated third parties, including consumer reporting agencies

Nonpublic personal information is: nonpublic information about you that we obtain in connection with providing and insurance product or service to you.

What Information We Disclose and to Whom We Disclose It

We do not disclose any nonpublic information about you to either our affiliates or non-affiliates excepts as permitted or required by law. We may disclose the nonpublic personal information we collect, as described above, to persons or companies that perform services on our behalf and to other insurance institutions with which we have joint marketing agreements.

Our Security Procedures

We restrict access to your nonpublic personal information and only allow disclosure to persons and companies as permitted by law to assist in providing products or services to you. We maintain physical, electronic, and procedural safeguards to protect the nonpublic personal information about you. Should your relationship with us end, we will maintain and only disclose nonpublic personal information that we have about you in accordance with this Privacy Policy.